Abundance is a word that seems neglected and one rarely used in the shadow of our economic woes but it may be possible to use that word in a Thanksgiving Blessing. I personally accredit all abundance to God and I do believe that there is always a divine hand in meeting my needs in every aspect of my life.
The Holiday Season is approaching and before the Halloween candy is consumed, the "Santa Clause" can put a lot of families in an even worse financial situation. I know there is a lot of pressure to buy popular gifts for the children but if it means more credit than you can handle, don't do it. Please.
Simple advice, right? But we all know how easy it is to go over budget and as consumers we easily accept the debt thinking only of the happy faces rather than our credit scores. Right now, our credit is precarious. I have a friend who works at a bank and she can barely give a small business or personal loan to someone with a 789+. Things aren't going to get any easier in the near future. Just think about your mail...That is a good reference point. Consider how many offers you used to receive on a weekly basis versus the last 3 months? On the average, I am guessing it is far less than before.
I have a very large family and a lot of gifts that I should buy, but not one will be without the purpose of saving them money. One of my favorites is Debbie Meyer Green Bags and containers. All fruits and veggies stay fresh longer. I have tested it myself and I have been extremely impressed with the value. My 5 nieces and nephews probably won't care how long their bananas are fresh but I am still trying to find a creative way to impart good financial values to the 9 and under crowd.
Ideas???
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